First Time Buyer

You have decided to buy a home - but what next? Next is the legal work, negotiations, dealing with surveyors and solicitors, finding a good mortgage deal, as well as the small matter of finding the home of your dreams.

Buying a house is one of the biggest financial decisions that you will make in your life. It can be a lengthy and complicated business, which while exciting is often accompanied by stress and worry. But luckily there is a lot of good advice around helping you to make your home-buying experience as easy and problem-free as possible.

The buying process: a step-by-step guide

We are here to help you with the main stages you will go through when buying a home. 

• Work out how much you can afford
• Get a mortgage agreement in principle
• Choose your home
• Hire a solicitor
• Make an offer
• Have a survey and valuation done
• Do any necessary legal work
• Arrange for Building Insurance
• Finalise your mortgage
• Exchange contracts
• Organise your move
• Finalise your contract details
• Move in!